Topaz Lending guides clients through the entire process of securing a home loan, whether purchasing a first home, building a new home, relocating, or renovating. The service is designed to reduce stress and make the process straightforward.

Clients benefit from:

• Understanding their borrowing capacity and options tailored to their situation.

• Assistance with pre-approvals to make house hunting more confident.

• Expert guidance through all paperwork, including contracts and settlement documents.

• Insights on negotiations, bidding at auctions, and working with agents.

• Coordination of important milestones, including valuations, approvals, and settlement dates.

Topaz Lending ensures the home loan process is clear, manageable, and client-focused, while providing ongoing support to ensure the loan remains competitive over time.

Refinancing a loan can save money, reduce repayments, or release equity for other goals, but it can be complicated without guidance. Topaz Lending makes refinancing simple and transparent.

Clients benefit from:

• A review of their current loan and understanding whether refinancing is beneficial.

• Access to a range of competitive home loan options from multiple lenders.

• Assistance with paperwork, applications, and approvals to reduce hassle.

• Advice on loan structure, repayment options, and minimising mortgage insurance.

• Ongoing monitoring to ensure the loan continues to meet the client’s needs.

Topaz Lending handles the heavy lifting, providing clarity and confidence throughout the refinancing process.

Investing in property requires careful planning and the right finance structure. Topaz Lending supports clients in purchasing their first investment property, expanding a portfolio, or consolidating existing loans.

Clients benefit from:

• Expert advice on loan structures, repayment options, and minimising costs.

• Guidance on investment strategy, including cash flow considerations and portfolio management.

• Assistance with lender negotiations and paperwork to streamline the process.

• Ongoing review of investment loans to ensure they remain suitable and competitive.

Topaz Lending provides a professional, stress-free approach to investment property finance, helping clients make informed decisions and maximise the potential of their investments.

Topaz Lending provides specialised guidance for clients looking to finance property through a self-managed super fund (SMSF). This service includes advice on loan structures, eligibility, and ensuring compliance with regulatory requirements. Clients benefit from a clear understanding of their borrowing capacity, personalised recommendations, and support throughout the application process.

For clients seeking asset finance, Topaz Lending provides access to trusted partners who specialise in this area. This ensures clients receive expert advice and guidance for their asset finance needs, while Topaz Lending coordinates the referral process to streamline communication and make the process seamless.

For clients seeking commercial or business property finance, Topaz Lending provides access to trusted partners who specialise in these loans. This ensures clients receive expert advice and guidance for commercial lending needs, while Topaz Lending coordinates the referral process to streamline communication and make the process seamless.